The Gulf Panhandle is a hidden gem of a destination that provides the perfect mix of affordable beach living, vacationing, and investing. Located in the northwestern part of Florida, the Gulf Panhandle offers breathtakingly beautiful beaches with sugar white sand and clear turquoise water that provide an idyllic setting for relaxing, swimming, and water sports. Unlike many other beach destinations, the Gulf Panhandle has warm water year-round, allowing you to swim without a neoprene suit to keep you warm.